We offers financing for residential investment properties throughout the United States. We offer fast funding for fix & flip loans, single rental home loans, and blanket loans to refinance a portfolio of seven or more rental units. We are able to meet our clients’ aggressive deadlines with project approvals in as little as 24-hours and closings in as few as 5 business days. While we specialize in experienced investors, we also lend to newer investors who may need more professional guidance. Here are some of our lending guidelines:

  • Loan Amounts: $50,000 to $5,000,000
  • Lending Areas: Nationwide – all 50 states
  • Loan Types: Purchase, Refinance, Rehab Fix & Flip, Line of Credit, Ground-Up Construction
  • No Land Loans: Construction Loans offered after land and entitlements have been acquired
  • Property Types: Non-Owner Occupied Single Family Home, Condo, Multifamily up to 30 units
  • LTC (loan-to-cost): see loan programs below
  • LTV (loan-to-value): see loan programs below
  • Interest Rates: see loan programs below
  • Origination Fee: 2.0 to 4.0 points
  • Loan Term: 9 to 12 months for rehab fix & flip, 30 years for rental loans
  • Lien Position: 1st only
  • Brokers Welcome

Please note that we do not loan on owner-occupied residential properties. Our loans are for investment properties only, including single family residences (SFR’s), condos, townhomes, ground-up new construction, and multifamily properties up to 30 units.
Residential Property Loan Programs

Short-term rehab fix & flip or ground-up construction
  • Minimum Loan Amount: $50,000
  • LTC (loan-to-cost): up to 90% of acquisition costs and 95% of renovation expenses
  • ARV (after-repair value): up to 75%
  • Interest Rates: 9.99% to 15%
  • Loan Term: 9 months, with optional three-month extension
  • Borrower Type: Individual or LLC
  • Construction Loans offered after land and entitlements have been acquired
  • No Land Loans